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We do perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check.
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With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. Approval process takes seconds — even those with low credit scores.
We offer a transparent, and affordable no credit needed financing option. If you pay in full by 90 days, you pay only a $40.00 initial payment, plus the cost of your order. No hidden charges or fees. Or if you’d rather take advantage of our full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!
And with the 100-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial $40.00 payment plus the invoice amount. After 90 days, you may choose the early buyout option and purchase the merchandise at up to 65.00% of the remaining balance on the lease.
Lease-to-own for up to 12 months. Initial term less than 3 months; term renews with each payment.
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